Bank Builder suggestion · 2 legs, Low or Medium band, highest joint probability
No suggestion: a mixed card needs legs from two sports; today only Ligue 1 has a leg with a published probability.
A sport enters only when its model has earned product eligibility for priced cards. The selector never requires a sport to appear, and a day with no qualifying card publishes no card. The Parlay Center's suggested-card lanes use their own rule (real posted prices, an official settlement path and enough priced games), shown on the Parlay Center. Model suggestions follow a separate rule, an official forecast frozen before the game, and carry no price.
Model suggestion — paper only. No sportsbook price, no payout, not a bet. Each leg is the Official Forecast’s own pick, frozen before its game. Its accuracy over a large forward sample is not yet established. Joint probability = product of each leg's official forecast probability, legs from different games only (treated as independent across games). Tier = the published risk band of the model-fair price (1 ÷ joint). No sportsbook price is used.
No Bank Builder model suggestion today: a mixed card needs legs from two sports; today only Ligue 1 has a leg with a published probability. All model suggestions on the Parlay Center →
No suggestion: a mixed card needs legs from two sports; today only Ligue 1 has a leg with a published probability.
NBA-only cards from the official sides, tiered by the published Elo-derived game-winner estimate. One leg per game.
No card: an NBA game-winner card needs 2 games with a published Elo-derived estimate; none has one.
Model Performance: the Elo rating’s game-outcome accuracy is not yet established — 71 regular-season games graded so far; the preregistration requires 300 before any accuracy claim. An estimate derived from the Elo team rating — not an independently validated probability, not a simulation result, and not a betting recommendation.
Every suggestion is recorded and graded forward in its own record, separate from the priced paper record. How suggestions are chosen →
A paper ladder: each lane climbs $100 → $10K in 5 steps, and a step advances only when every leg wins.
A historical record, not a strategy shown to work — two ladders have completed, on ten winning legs, far too small a sample to conclude anything repeats.
each lane independent · a lost step stops that lane · a win rolls the paper return into the next step · most lanes stop before the top, and every stop is published
Where the ladder stands now
Step 2 of 5 · Cycle 18
settled from official results · MLB Stats API official results · profit $0.00 (rolled into the next step)
Paper-only · nothing placed today.
Step 1 of 5 · Cycle 22
Paper-only · nothing placed today.
History
All-time includes the June 2026 multi-sport era and the July protected base; the current era above is the Bank Builder running today.
Run under the June 2026 multi-sport operator process — a different era from the Bank Builder running today. Historical record, not evidence for the current methodology, and not part of the current record.
See every receipt →Bank Builder · all-time record 47–52 · Tue, Jun 9 to Thu, Oct 29 · July protected base 19–14 (Tue, Jun 9–Tue, Jul 7) + current era · settled receipts 28–38 (Sat, Aug 15–Thu, Oct 29)
No games on today’s slate
Nothing was assessed today, so this is not a no-play call. The ladder resumes on the next slate.
Daily evaluation: by 8:00 AM ET, chained after the morning run (backstop 11:41 UTC). A watchdog re-runs a missed morning before 7:00 AM ET.
Today’s paper exposure (generated lanes): $0.00 · settled-money record’s open exposure: $0.00 (protected ledger, its own era)
The ladder step and the retired record agree today.
Paper-only educational tracking. How it works →
Lane A stands at run 18, step 2.
2 of 2 legs landed, so the card won and moved to step 2.
| Pick | Needed | Actual | Result |
|---|---|---|---|
| Kyle Tucker | under 1.5 batter hits | 0 | Won |
| Gabriel Moreno | over 0.5 batter hits | 1 | Won |
1 of 2 legs landed, so the card lost and ended that run — the next one starts at step 1.
| Pick | Needed | Actual | Result |
|---|---|---|---|
| Shane McClanahan | under 4.5 pitcher strikeouts | 3 | Won |
| Luis Campusano | over 1.5 batter hits runs rbis | 0 | Lost |
Graded from the official MLB Stats API box score, joined by game ID. Paper only — no money moved.